Full Coverage Car Insurance in Washington DC


Providing you a seamless experience to finding full coverage car insurance in Washington DC.





Why You Should Get Full Coverage Car Insurance in Washington DC



Have you searched for the cheapest possible full coverage car insurance in Washington DC but ended up with just the minimal coverage required due to costs? Though it may seem like you got a great deal, you might regret not getting complete full coverage car insurance. This could be problematic if you were to get into an accident and discover after that your insurance provider won’t cover the repair expenses on your own vehicle. Unfortunately, numerous drivers in Washington DC have found out the hard way. Paying for full coverage car insurance in Washington DC offers you greater protection than the mandated minimums; particularly for accidents where you are not at fault. However, this would mean higher prices. The upside of high prices of full coverage car insurance is comfort knowing that you, your car, and anybody else involved in an accident are covered. Consider getting full coverage car insurance in Washington DC if you have a new car and drive often, own a house, and have assets to protect.

Percentage of Traffic Fatalities Caused by Alcohol in Washington DC

25 %

Percentage of Traffic Fatalities Caused by Speeding in Washington DC

25 %

Percentage of Traffic Fatalities Involving Cyclists in Washington DC

26 %

Percentage of Traffic Fatalities Involving Pedestrians in Washington DC

9 %


Average Price of Full Coverage Car Insurance in Washington DC by Credit Score



  • 2,944.49

    Very Poor (300-579)

    Average Cost of Car Insurance for those with a very poor credit history.

  • 1,850.62

    Fair (580-669)

    Average Cost of Car Insurance for those with a very poor credit history.

  • 1,550.53

    Good (670-739)

    Average Cost of Car Insurance for those with a good credit history.

  • 1,451.74

    Very Good (740-799)

    Average Cost of Car Insurance for those with a very good credit history.



What’s Included if You Get Full Coverage Car Insurance in Washington DC

Complete full coverage auto insurance coverage isn’t a singular type of coverage but rather an combination. It’s a phrase which may have origins within finance as a way to summarize a combination of coverages required to finance or lease a car. It generally is comprised of collision and comprehensive coverage, which covers your car if damage and liability Insurance, which covers accidents and damages you cause to others. Complete auto insurance coverage tends to be more expensive than liability coverage on its own, so it may be best to hunt for cheaper prices. To sum it all up: “full coverage = liability + comprehensive + crash”. Collision insurance pays for repair prices to your vehicle if you are accountable for the collision.
cheap full coverage car insurance Washington DC DC content image

The upside of high prices of getting full coverage car insurance in Washington DC is comfort knowing that you, your car, and anybody else involved in an accident are covered.


When Do You Not Need Full Coverage Car Insurance


If you have an older vehicle, it may be best to ditch getting collision coverage in Washington DC. Let us explain. Let’s say your vehicle is worth ,500, and you’ve got a ,000 deductible. If you get into an accident, your insurance provider in Washington DC will contribute at most ,500 to fix or replace your vehicle. Keep in mind, your insurance coverage will not kick in unless you get into major accident --one over ,000 in damages. Meaning, you may be spending over /year paying for collision insurance that may not be advantageous. A more financially sound idea would be to put money aside and create an accident fund should the worst were to happen --then at least you will be ready. By law, you are required to carry liability insurance. Having liability insurance ensures that if you are at-fault, other people’s bodily or property damages are covered by your insurance. So in having an older car, you may want to opt for just getting liability insurance coverage.

Percentage of Traffic Fatalities Caused by Alcohol in Washington DC

23 %

Percentage of Traffic Fatalities Caused by Speeding in Washington DC

19 %

Percentage of Traffic Fatalities Involving Pedestrians in Washington DC

31 %



How Much More You'll Pay for Full Coverage in Washington DC By Age


Age DemographicPercentage More You'll Pay
Full Coverage in Washington DC for Drivers Between 16-196,827.88
Full Coverage in Washington DC for Drivers Between 20-292,664.63
Full Coverage in Washington DC for Drivers Between 30-391,953.34
Full Coverage in Washington DC for Drivers Between 40-491,935.70
Full Coverage in Washington DC for Drivers Between 50-591,835.25
Full Coverage in Washington DC for Drivers Between 60-691,927.55
Full Coverage in Washington DC for Drivers Between 70-792,463.74



How to Get the Best Full Coverage Car Insurance in Washington DC

It's a fact that having full coverage car insurance in Washington DC will be more expensive than other types of coverages, but there are ways to make it low-cost and save you money on your yearly bill. First, regulate your deductible on your auto insurance coverage. The lower your deductible, the more you will end up covering each month for your full coverage car insurance. As previously mentioned, if you set aside some money and create an accident fund you can end up increasing your deductible and have lower monthly payments. Another thing you can do is ensure you claim any discounts you may be entitled to. Estimates comparison shopping can save you thousands each year on your auto insurance bill. There are a multitude of insurance companies in Washington DC vying for your business and many will vary in prices by hundreds. If you are not comparing quotes from different insurance providers, you will never know if you are truly getting the quote on your full coverage car insurance plan.


Having full coverage car insurance in Washington DC will be more expensive than other types of coverages, but there are ways to make it low-cost and save you money on your yearly bill.